:root {
    --insuba-base: #07281c;
    --insuba-base-rgb: 7, 40, 28;
    --insuba-black: #07281c;
    --insuba-black-rgb: 7, 40, 28;
    --kapi-green: #07281c;
    --kapi-green-light: #103e2c;
    --kapi-green-pale: #edf4ef;
    --kapi-ink: #14251e;
    --kapi-muted: #66736c;
    --kapi-border: #dce5df;
    --kapi-accent: #d8b678;
}

html {
    scroll-behavior: smooth;
}

body {
    color: var(--kapi-ink);
}

.main-header__nav .main-menu__list > li > a:hover,
.main-header__nav .main-menu__list > li > a.active {
    color: var(--kapi-green) !important;
}

.main-header__btn,
.insuba-btn--base {
    background-color: var(--kapi-green) !important;
}

.main-header__btn:hover,
.insuba-btn--base:hover {
    background-color: var(--kapi-green-light) !important;
}

.kapi-language-switch {
    display: inline-flex !important;
    align-items: center;
    gap: 6px;
    padding-left: 8px;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .04em;
}

.kapi-language-switch > span {
    color: #a8b4ad;
}

.kapi-language-switch a {
    padding: 4px 5px !important;
    color: #596a61 !important;
    line-height: 1.2 !important;
}

.kapi-language-switch a.is-active {
    color: var(--kapi-green) !important;
}

.main-footer {
    --insuba-black: #07281c;
    --insuba-black-rgb: 7, 40, 28;
}

.kapi-hero {
    position: relative;
    display: flex;
    min-height: 650px;
    overflow: hidden;
    align-items: center;
    color: #fff;
    background: var(--kapi-green);
}

.kapi-hero__image {
    position: absolute;
    inset: 0;
    background-image: linear-gradient(90deg, rgba(4, 28, 20, .96) 0%, rgba(7, 40, 28, .86) 54%, rgba(7, 40, 28, .42) 100%), url("../images/backgrounds/main-slider-bg-4-1.jpg");
    background-position: center;
    background-size: cover;
    opacity: .96;
}

.kapi-hero__content {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: minmax(0, 1.25fr) minmax(260px, .75fr);
    align-items: center;
    gap: clamp(36px, 8vw, 110px);
    padding-top: 94px;
    padding-bottom: 58px;
}

.kapi-hero__copy {
    max-width: 720px;
}

.kapi-eyebrow {
    margin: 0 0 16px;
    color: #e4c991;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .16em;
    line-height: 1.5;
    text-transform: uppercase;
}

.kapi-eyebrow--green {
    color: var(--kapi-green-light);
}

.kapi-hero h1,
.kapi-page-hero h1 {
    margin: 0;
    color: #fff;
    font-family: var(--insuba-heading-font);
    font-size: clamp(42px, 5.6vw, 72px);
    font-weight: 600;
    letter-spacing: -.045em;
    line-height: 1.08;
}

.kapi-hero__lead {
    max-width: 610px;
    margin: 25px 0 0;
    color: rgba(255, 255, 255, .84);
    font-size: 18px;
    line-height: 1.8;
}

.kapi-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 32px;
}

.kapi-button {
    display: inline-flex;
    min-height: 54px;
    align-items: center;
    justify-content: center;
    gap: 16px;
    padding: 14px 21px;
    border: 1px solid transparent;
    border-radius: 3px;
    font-size: 14px;
    font-weight: 700;
    line-height: 1.35;
    text-decoration: none;
    transition: transform .2s ease, background-color .2s ease, color .2s ease;
}

.kapi-button:hover {
    transform: translateY(-2px);
}

.kapi-button:focus-visible,
.kapi-text-link:focus-visible,
.kapi-info-card a:focus-visible,
.kapi-faq-item summary:focus-visible {
    outline: 3px solid var(--kapi-accent);
    outline-offset: 4px;
}

.kapi-button--light {
    color: var(--kapi-green);
    background: #fff;
}

.kapi-button--light:hover {
    color: var(--kapi-green);
    background: #f2f6f3;
}

.kapi-button--outline {
    border-color: rgba(255, 255, 255, .52);
    color: #fff;
    background: rgba(255, 255, 255, .06);
}

.kapi-button--outline:hover {
    color: var(--kapi-green);
    background: #fff;
}

.kapi-hero__note {
    margin: 18px 0 0;
    color: rgba(255, 255, 255, .68);
    font-size: 12px;
}

.kapi-hero__card {
    max-width: 360px;
    padding: 30px;
    border: 1px solid rgba(255, 255, 255, .25);
    border-radius: 8px;
    background: rgba(255, 255, 255, .12);
    box-shadow: 0 20px 60px rgba(0, 0, 0, .12);
    backdrop-filter: blur(10px);
}

.kapi-hero__card-icon {
    display: inline-grid;
    width: 48px;
    height: 48px;
    place-items: center;
    border-radius: 50%;
    color: var(--kapi-green);
    background: #e4c991;
    font-size: 19px;
}

.kapi-hero__card-label {
    margin: 22px 0 8px;
    color: #e4c991;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .14em;
    text-transform: uppercase;
}

.kapi-hero__card h2 {
    margin: 0 0 12px;
    color: #fff;
    font-size: 23px;
    line-height: 1.35;
}

.kapi-hero__card > p:not(.kapi-hero__card-label) {
    margin: 0;
    color: rgba(255, 255, 255, .78);
    line-height: 1.7;
}

.kapi-hero__card a {
    display: inline-flex;
    gap: 10px;
    margin-top: 20px;
    color: #fff;
    font-weight: 700;
    text-decoration: none;
}

.kapi-hero__bottom {
    position: relative;
    z-index: 1;
    display: flex;
    flex-wrap: wrap;
    gap: 18px 32px;
    padding-bottom: 28px;
    color: rgba(255, 255, 255, .82);
    font-size: 13px;
}

.kapi-hero__bottom i {
    margin-right: 7px;
    color: #e4c991;
}

.kapi-section {
    padding: 100px 0;
}

.kapi-section-heading {
    display: flex;
    align-items: end;
    justify-content: space-between;
    gap: 36px;
    margin-bottom: 42px;
}

.kapi-section-heading h2,
.kapi-calculator-teaser h2,
.kapi-faq-preview h2,
.kapi-final-cta h2,
.kapi-note h2 {
    margin: 0;
    color: var(--kapi-ink);
    font-family: var(--insuba-heading-font);
    font-size: clamp(30px, 4vw, 46px);
    font-weight: 600;
    letter-spacing: -.035em;
    line-height: 1.2;
}

.kapi-section-heading > p {
    max-width: 510px;
    margin: 0;
    color: var(--kapi-muted);
    line-height: 1.8;
}

.kapi-card-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 22px;
}

.kapi-info-card {
    min-height: 260px;
    padding: 30px;
    border: 1px solid var(--kapi-border);
    border-radius: 6px;
    background: #fff;
    transition: box-shadow .2s ease, transform .2s ease, border-color .2s ease;
}

.kapi-info-card:hover {
    transform: translateY(-4px);
    border-color: rgba(7, 40, 28, .28);
    box-shadow: 0 18px 45px rgba(7, 40, 28, .08);
}

.kapi-info-card__icon {
    display: inline-grid;
    width: 50px;
    height: 50px;
    place-items: center;
    border-radius: 50%;
    color: var(--kapi-green);
    background: var(--kapi-green-pale);
    font-size: 19px;
}

.kapi-info-card h3 {
    margin: 22px 0 10px;
    color: var(--kapi-ink);
    font-size: 20px;
    font-weight: 600;
}

.kapi-info-card p {
    min-height: 74px;
    margin: 0;
    color: var(--kapi-muted);
    line-height: 1.7;
}

.kapi-info-card a,
.kapi-text-link {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    margin-top: 20px;
    color: var(--kapi-green);
    font-size: 14px;
    font-weight: 700;
    text-decoration: none;
}

.kapi-calculator-teaser {
    padding: 82px 0;
    color: #fff;
    background: var(--kapi-green);
}

.kapi-calculator-teaser__inner {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(260px, .68fr);
    align-items: center;
    gap: 70px;
}

.kapi-calculator-teaser h2,
.kapi-final-cta h2 {
    max-width: 650px;
    color: #fff;
}

.kapi-calculator-teaser > .container > div > p:not(.kapi-eyebrow) {
    max-width: 610px;
    margin: 18px 0 26px;
    color: rgba(255, 255, 255, .76);
    line-height: 1.8;
}

.kapi-rate-preview {
    padding: 26px;
    border: 1px solid rgba(255, 255, 255, .24);
    border-radius: 8px;
    background: rgba(255, 255, 255, .08);
}

.kapi-rate-preview__label {
    display: block;
    margin-bottom: 12px;
    color: #e4c991;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .1em;
    text-transform: uppercase;
}

.kapi-rate-preview > strong {
    display: block;
    margin-bottom: 20px;
    color: #fff;
    font-size: 23px;
}

.kapi-rate-preview__line {
    display: flex;
    justify-content: space-between;
    gap: 16px;
    padding: 13px 0;
    border-top: 1px solid rgba(255, 255, 255, .17);
    color: rgba(255, 255, 255, .72);
    font-size: 14px;
}

.kapi-rate-preview__line span:last-child {
    color: #fff;
    text-align: right;
}

.kapi-process {
    background: #f7f9f7;
}

.kapi-section-heading--center {
    align-items: center;
}

.kapi-steps {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 24px;
}

.kapi-step {
    padding: 10px 25px 20px 0;
    border-right: 1px solid var(--kapi-border);
}

.kapi-step:last-child {
    border-right: 0;
}

.kapi-step__number {
    display: inline-block;
    margin-bottom: 18px;
    color: #8d9a91;
    font-family: var(--insuba-heading-font);
    font-size: 14px;
    font-weight: 600;
    letter-spacing: .1em;
}

.kapi-step h3 {
    margin: 0 0 10px;
    color: var(--kapi-ink);
    font-size: 20px;
}

.kapi-step p {
    max-width: 340px;
    margin: 0;
    color: var(--kapi-muted);
    line-height: 1.75;
}

.kapi-faq-preview {
    padding: 100px 0;
    background: #fff;
}

.kapi-faq-preview__grid,
.kapi-faq-page__grid {
    display: grid;
    grid-template-columns: minmax(230px, .72fr) minmax(0, 1.28fr);
    gap: clamp(40px, 8vw, 110px);
}

.kapi-faq-preview__intro > p:not(.kapi-eyebrow),
.kapi-faq-page__intro > p:not(.kapi-eyebrow) {
    margin: 18px 0 0;
    color: var(--kapi-muted);
    line-height: 1.8;
}

.kapi-faq-list {
    border-top: 1px solid var(--kapi-border);
}

.kapi-faq-item {
    border-bottom: 1px solid var(--kapi-border);
}

.kapi-faq-item summary {
    position: relative;
    padding: 21px 40px 21px 0;
    color: var(--kapi-ink);
    cursor: pointer;
    font-size: 17px;
    font-weight: 600;
    line-height: 1.5;
    list-style: none;
}

.kapi-faq-item summary::-webkit-details-marker {
    display: none;
}

.kapi-faq-item summary::after {
    position: absolute;
    top: 50%;
    right: 4px;
    color: var(--kapi-green);
    content: "+";
    font-size: 25px;
    font-weight: 400;
    transform: translateY(-50%);
}

.kapi-faq-item[open] summary::after {
    content: "−";
}

.kapi-faq-item p {
    max-width: 720px;
    margin: -4px 30px 22px 0;
    color: var(--kapi-muted);
    line-height: 1.8;
}

.kapi-final-cta {
    padding: 58px 0;
    background: var(--kapi-green-light);
}

.kapi-final-cta__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
}

.kapi-final-cta .kapi-eyebrow {
    margin-bottom: 12px;
}

.kapi-final-cta h2 {
    max-width: 750px;
    font-size: clamp(27px, 3.2vw, 39px);
}

.kapi-page-hero {
    padding: 80px 0 70px;
    background: var(--kapi-green-pale);
}

.kapi-page-hero h1 {
    max-width: 800px;
    color: var(--kapi-green);
    font-size: clamp(38px, 5vw, 58px);
}

.kapi-page-hero .container > p:last-child {
    max-width: 690px;
    margin: 20px 0 0;
    color: var(--kapi-muted);
    font-size: 17px;
    line-height: 1.8;
}

.kapi-credit-page-cta {
    padding: 32px 0;
    background: #f7f9f7;
}

.kapi-credit-page-cta__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 28px;
    padding: 30px;
    border: 1px solid var(--kapi-border);
    border-radius: 7px;
    background: var(--kapi-green-pale);
}

.kapi-credit-page-cta__inner .kapi-eyebrow {
    margin-bottom: 8px;
}

.kapi-credit-page-cta h2 {
    margin: 0;
    color: var(--kapi-green);
    font-family: var(--insuba-heading-font);
    font-size: clamp(23px, 3vw, 32px);
    font-weight: 600;
    line-height: 1.25;
}

.kapi-credit-page-cta p:last-child {
    margin: 8px 0 0;
    color: var(--kapi-muted);
    line-height: 1.7;
}

.kapi-calculator-page {
    padding-top: 70px;
    padding-bottom: 70px;
}

.kapi-calculator {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(290px, .75fr);
    overflow: hidden;
    border: 1px solid var(--kapi-border);
    border-radius: 8px;
    background: #fff;
    box-shadow: 0 18px 55px rgba(7, 40, 28, .08);
}

.kapi-calculator__inputs {
    padding: clamp(25px, 5vw, 52px);
}

.kapi-application {
    max-width: 940px;
    margin: 0 auto;
    padding: clamp(24px, 5vw, 48px);
    border: 1px solid var(--kapi-border);
    border-radius: 8px;
    background: #fff;
    box-shadow: 0 18px 55px rgba(7, 40, 28, .06);
}

.kapi-application h2 {
    margin: 0;
    color: var(--kapi-ink);
    font-family: var(--insuba-heading-font);
    font-size: 30px;
    font-weight: 600;
}

.kapi-application__grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 0 22px;
}

.kapi-application__grid .kapi-field {
    margin-top: 19px;
}

.kapi-application__grid .kapi-field label {
    display: block;
    margin-bottom: 8px;
}

.kapi-application__grid .kapi-field input,
.kapi-application__grid .kapi-field select {
    width: 100%;
    min-height: 48px;
    padding: 10px 13px;
    border: 1px solid var(--kapi-border);
    border-radius: 4px;
    color: var(--kapi-ink);
    background: #fff;
    font: inherit;
}

.kapi-application__grid .kapi-field input:focus-visible,
.kapi-application__grid .kapi-field select:focus-visible {
    outline: 2px solid var(--kapi-green);
    outline-offset: 2px;
}

.kapi-field--wide {
    grid-column: 1 / -1;
}

.kapi-application__notice {
    margin: 24px 0 18px;
    color: var(--kapi-muted);
    font-size: 13px;
    line-height: 1.6;
}

.kapi-button--submit {
    color: #fff;
    background: var(--kapi-green);
    cursor: pointer;
}

.kapi-button--submit:hover {
    color: #fff;
    background: var(--kapi-green-light);
}

.kapi-calculator__inputs h2 {
    margin: 0;
    color: var(--kapi-ink);
    font-family: var(--insuba-heading-font);
    font-size: 32px;
    font-weight: 600;
}

.kapi-calculator__intro {
    margin: 10px 0 32px;
    color: var(--kapi-muted);
    line-height: 1.7;
}

.kapi-field {
    margin-top: 27px;
}

.kapi-field__heading {
    display: flex;
    flex-wrap: wrap;
    align-items: baseline;
    justify-content: space-between;
    gap: 5px 14px;
    margin-bottom: 10px;
}

.kapi-field label {
    color: var(--kapi-ink);
    font-size: 14px;
    font-weight: 700;
}

.kapi-field__hint,
.kapi-field__value {
    color: var(--kapi-muted);
    font-size: 12px;
}

.kapi-field__value {
    color: var(--kapi-green);
    font-weight: 700;
}

.kapi-field input[type="number"] {
    width: 100%;
    min-height: 48px;
    padding: 10px 13px;
    border: 1px solid var(--kapi-border);
    border-radius: 4px;
    color: var(--kapi-ink);
    background: #fff;
    font-size: 16px;
}

.kapi-field__amount {
    position: relative;
}

.kapi-field__amount input {
    padding-right: 46px !important;
}

.kapi-field__amount > span {
    position: absolute;
    top: 50%;
    right: 15px;
    color: var(--kapi-muted);
    font-weight: 600;
    transform: translateY(-50%);
}

.kapi-field input:focus-visible {
    outline: 2px solid var(--kapi-green);
    outline-offset: 2px;
}

.kapi-field small {
    display: block;
    margin-top: 7px;
    color: var(--kapi-muted);
    font-size: 11px;
    line-height: 1.5;
}

.kapi-range {
    width: 100%;
    height: 20px;
    margin: 10px 0 0;
    accent-color: var(--kapi-green);
    cursor: pointer;
}

.kapi-range:focus-visible {
    outline: 2px solid var(--kapi-green);
    outline-offset: 3px;
}

.kapi-calculator__result {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    padding: clamp(25px, 5vw, 46px);
    color: #fff;
    background: var(--kapi-green);
}

.kapi-calculator__result-label {
    margin: 0 0 13px;
    color: rgba(255, 255, 255, .76);
    font-size: 14px;
}

.kapi-calculator__monthly {
    color: #fff;
    font-family: var(--insuba-heading-font);
    font-size: clamp(38px, 5vw, 54px);
    font-weight: 600;
    letter-spacing: -.04em;
    line-height: 1.2;
}

.kapi-calculator__result-note {
    margin: 11px 0 0;
    color: rgba(255, 255, 255, .72);
    font-size: 13px;
    line-height: 1.65;
}

.kapi-calculator__divider {
    width: 100%;
    height: 1px;
    margin: 25px 0 13px;
    background: rgba(255, 255, 255, .22);
}

.kapi-result-row {
    display: flex;
    width: 100%;
    justify-content: space-between;
    gap: 15px;
    padding: 11px 0;
    color: rgba(255, 255, 255, .75);
    font-size: 13px;
}

.kapi-result-row strong {
    color: #fff;
    font-size: 14px;
    text-align: right;
}

.kapi-button--full {
    width: 100%;
    margin-top: 24px;
}

.kapi-calculator__disclaimer {
    margin: 16px 0 0;
    color: rgba(255, 255, 255, .66);
    font-size: 11px;
    line-height: 1.65;
}

.kapi-note-section {
    padding: 0 0 80px;
}

.kapi-note {
    display: flex;
    gap: 18px;
    padding: 26px;
    border: 1px solid var(--kapi-border);
    border-radius: 6px;
    background: #f7f9f7;
}

.kapi-note__icon {
    flex: 0 0 auto;
    color: var(--kapi-green);
    font-size: 21px;
}

.kapi-note h2 {
    font-size: 19px;
    letter-spacing: 0;
}

.kapi-note p {
    margin: 9px 0 0;
    color: var(--kapi-muted);
    font-size: 14px;
    line-height: 1.75;
}

.kapi-faq-page {
    padding-top: 82px;
    padding-bottom: 100px;
}

.kapi-faq-page__intro h2 {
    margin: 0;
    color: var(--kapi-ink);
    font-family: var(--insuba-heading-font);
    font-size: clamp(30px, 3.7vw, 42px);
    font-weight: 600;
    letter-spacing: -.035em;
    line-height: 1.2;
}

.main-footer__bottom {
    background: #051d15;
}

@media (max-width: 991px) {
    .kapi-hero {
        min-height: auto;
    }

    .kapi-hero__content {
        grid-template-columns: minmax(0, 1fr) minmax(240px, .7fr);
        gap: 32px;
        padding-top: 75px;
    }

    .kapi-card-grid {
        gap: 15px;
    }

    .kapi-info-card {
        padding: 23px;
    }
}

@media (max-width: 767px) {
    .kapi-hero__content,
    .kapi-calculator-teaser__inner,
    .kapi-faq-preview__grid,
    .kapi-faq-page__grid,
    .kapi-calculator {
        grid-template-columns: minmax(0, 1fr);
    }

    .kapi-hero__content {
        padding-top: 63px;
        padding-bottom: 35px;
    }

    .kapi-hero__card {
        max-width: none;
    }

    .kapi-hero__bottom {
        display: grid;
        grid-template-columns: 1fr;
        gap: 11px;
        padding-bottom: 25px;
    }

    .kapi-section,
    .kapi-faq-preview {
        padding: 68px 0;
    }

    .kapi-section-heading,
    .kapi-final-cta__inner,
    .kapi-credit-page-cta__inner {
        align-items: flex-start;
        flex-direction: column;
    }

    .kapi-card-grid,
    .kapi-steps {
        grid-template-columns: minmax(0, 1fr);
    }

    .kapi-application__grid {
        grid-template-columns: minmax(0, 1fr);
    }

    .kapi-field--wide {
        grid-column: auto;
    }

    .kapi-info-card {
        min-height: auto;
    }

    .kapi-info-card p {
        min-height: 0;
    }

    .kapi-calculator-teaser {
        padding: 65px 0;
    }

    .kapi-steps {
        gap: 24px;
    }

    .kapi-step {
        padding: 0 0 22px;
        border-right: 0;
        border-bottom: 1px solid var(--kapi-border);
    }

    .kapi-step:last-child {
        border-bottom: 0;
    }

    .kapi-page-hero {
        padding: 62px 0 52px;
    }

    .kapi-faq-page {
        padding-top: 65px;
        padding-bottom: 70px;
    }

    .kapi-final-cta {
        padding: 45px 0;
    }
}

@media (prefers-reduced-motion: reduce) {
    html {
        scroll-behavior: auto;
    }

    *,
    *::before,
    *::after {
        transition-duration: .01ms !important;
    }
}